Yatra SBI Rupay Credit Card can be a good option for travelers who book through Yatra.com and want to earn rewards for their travel expenses. But if you don’t use Yatra.com or prefer a more versatile rewards program, these credit cards may prove to be a better option for you.
If you want to know about Yatra SBI Credit Card or what is the process of taking this credit card or you want to know about the eligibility for taking this credit card, then stay connected with us.
Card Type:- Travel
Benefits:
- Welcome Gift: Upon paying the joining fee and card activation, you receive vouchers worth Rs. 8,250 usable on Yatra.com. This includes vouchers for domestic and international flights, hotels, and holidays.
- Reward Points:
- If you do departmental stores, groceries, dining, movies, entertainment, and international transactions with the help of this credit card, you get 6 reward points for every Rs 1 spent. (Up to 5000 Reward Points per month) and International spending (Up to 5000 Reward Points per month)
- You get 1 reward point for every Rs 1 you spend on Rs 100 on all other categories
- Reward points are valid for two years from the date earned.
- Redemption: You can redeem all the reward points earned towards discount vouchers on Yatra.com
- Reward Point Value: 1 reward point equals Rs. 0.25. Minimum redemption requires 1,000 points.
- Fuel Surcharge Waiver: Get up to Rs. 100 monthly waiver on fuel surcharge for transactions between Rs. 500 and Rs. 3,000 at all petrol pumps.
- Complimentary Air Accidental Cover: Receive Rs. 50 Lakhs complimentary air accidental cover for the primary cardholder when booking a ticket through Yatra.com using the SBI Yatra Card.
- Annual Fee Reversal: Get your annual membership fee reversed in the second year onwards if your total spending in the previous year exceeds Rs. 1,00,000.
Charges
- Joining Fee: 499 +Applicable Taxex
- Annual Fee: 499 +Applicable Taxex
- Add On Card Fee: Nill per anum
Eligibility
- Minimum age: 21 years
- Indian resident with a valid PAN card
- Good credit score (typically above 750)
- If You are a salaried person: 20,000 Per Month
- If You are a self-employed: Minimum ITR 5,00,000 per Anum
Pros & Cons
Pros
Travel Benefits:
- Welcome Vouchers: Get a significant value in vouchers for domestic and international flights, hotels, and holidays upon card activation.
- Discount Vouchers: Enjoy regular discounts on flight and hotel bookings made through Yatra.com (may require promo codes).
- Fuel Surcharge Waiver: Save a small amount on fuel purchases (usually capped).
Rewards:
- Reward Points: Earn points on all your spending, redeemable for future travel discounts on Yatra.com.
Other Benefits:
- Low Annual Fee: This card has very low fees compared to other travel credit cards
- Rupay Network: Rupee is accepted for most domestic transactions in India.
Cons
- Limited Rewards Outside Travel: You get less points on non-travel expenses
- Reward Redemption Limitations: You can redeem the card’s reward points only on Yatra.com.
- Lower Credit Limits: A basic travel card has a lower limit than a premium travel card.
- No Lounge Access: Unlike some travel cards, this card doesn’t offer complimentary airport lounge access.
Please Read Our other credit card reviews
Things to Consider:
- This card is best suited for frequent travelers who book through Yatra.com.
- The reward points program is limited to redemption on Yatra.com vouchers.
- Consider annual fees and spending requirements before applying.
Overall:
If you travel a lot and book your travel tickets. If you book through Yatra.com then this credit card is best for you but if you book your travel ticket from any platform then you can also apply Scapia credit card or Axis Magnus credit card, these credits are best for travel. Have credit cards.
Disclaimer
If there is any change in the card then CredBanking will not take any responsibility because we have obtained this information from the internet.