American Express Platinum Credit Card

Rewards:

• Membership Rewards Points: Earn 1 point for every dollar spent on most purchases.
• Bonus Points:  You can earn 5X points on flights booked with airlines or American Express Travel and prepaid hotels booked on Amex Travel (except Fine Hotels + Resorts and The Hotel Collection bookings)
• Milestone Bonuses: You can earn extra points for reaching specific spending thresholds throughout the year

Travel Benefits:

• Airport Lounge Access: You can relax in over 1,300 airport lounges around the world:
  • Centurion Lounges
  • Priority Pass Select Lounges
  • Escape Lounges
  • Delta Sky Club (when flying Delta)
  • Additional Domestic Partner Lounges
• Uber Credit:  You can get up to $200 in Uber credits a year (varies by country).
• Airline Fee Credit:  Enjoy up to $200 in airline fee credits annually to cover baggage fees, change fees, or seat selection on select airlines.
• Hotel Elite Status:  You can potentially get exclusive status with many hotel’s loyalty programs through the Platinum Card

Other Benefits:

• Global Entry/TSA PreCheck Application Fee Credit: You get waived the application fee for Global Entry or TSA PreCheck up to a certain amount every few years with the American Express Platinum Credit Card.
• Marriott Bonvoy Automatic Gold Elite Status:  When you stay at Marriott Bonvoy hotels, you enjoy benefits like room upgrades and free breakfast.
• Hilton Honors Automatic Gold Status:  When you stay at Hilton Honors hotels, you get access to room upgrades and unlock bonus points.
• Fine Hotels + Resorts: You can book luxury hotels with complimentary benefits like room upgrades, spa credit, and early check-in/late check-out with the help of this credit card.
• The Hotel Collection:  If you book a hotel through The Hotel Collection with the help of this credit card, you get special benefits and facilities.
• Saks Fifth Avenue Credit:  Can receive statement credit for Saks Fifth Avenue purchases each year
• SoulCycle at-Home Bike Credit: Receive a credit towards a SoulCycle at-home bike purchase.
• Equinox Credit: Enjoy statement credits for memberships or classes at Equinox gyms.
• Walmart+ Membership Credit: Cover the cost of a Walmart+ membership each year.
• Disney+ Subscription Credit: Potentially get a credit to cover your Disney+ subscription.

Charges:

• Annual Fee:  60,000 + Applicable Taxes

Eligibility:

• Age: 18+
• Credit Score:- 750+
• Indian Bank Current Account
• 25 Lakh Annual Income ( For Self-Employed)
• 15 Lakh Annual Income ( Salaried Person )

Pros & Cons