Titan SBI Credit Card is issued by Titan Company Limited and SBI Card. This card is designed for those who shop at Titan stores and want to get rewards on their purchases.
Card Type: Cashback
Benefits
- Welcome, offer: On joining you get 12000 reward points on taking Titan Credit.
- Cashback on jewelry and gold: You get 5% cashback on shopping at all Titan Company stores.
- Cashback on other Titan brands: You get 7.5% cashback on purchases of Tanira Titan i+, Helios, Fasttrack, Skin, etc.
- Milestone benefits:
- The annual fee is waived if you spend Rs 3 lakh in a year.
- On spending 5 lakhs, you get a Titan voucher worth Rs 5,000.
- Free Titan Voucher worth Rs 10,000 after spending Rs 10 lakh.
- Airport lounge access:
- domestic airport lounge access 8 times a year.
- 4 times international airport lounge access In a year.
Fees & Charges
- Annual Fee: Rs. 2999 + GST
- Renewal Fee: Rs. 2999 + GST
Pros & Cons
Pros
- High cashback for Titan brands: This card gives you 7.5% cashback on all Titan brands which is good for Titan users.
- Cashback on Other Jewelry Stores: You can also get up to 5% value back on purchases at popular jewelry stores like Tanishq, Mia, and Zoya.
- Welcome bonus: The 12,000 reward points (worth ₹3,000)
- Milestone rewards: Rewards for reaching spending milestones can be attractive, offering fee waivers and additional vouchers.
- Airport lounge access: You get the benefit of both domestic and international lounge access on this card
Cons
- Limited reward options: Most of the Kashbak you get is in the form of Titan Vouchers which may prove to be a disadvantage for some users.
- Cashback on Titan brands is quarterly: You only receive cashback earned on Titan brands every quarter, unlike some cards with monthly reward crediting.
- Uncertain annual fee details: The SBI Card website doesn’t specify the annual fee, so you’ll need to check during the application process.
- Average rewards on non-Titan purchases: The 6 reward points per ₹100 spent on non-Titan purchases is just average compared to other cards.
- Not ideal for non-Titan shoppers: If you don’t frequently shop at Titan stores or other partner jewelry stores, this card might not offer the best value.
Please Read Our other credit card reviews
- American Express Membership Rewards
- IRCTC SBI Platinum Rupay Credit Card
- BPCL SBI Credit Card All Details
- SBI SimplyCLICK Credit Card
- Yatra SBI Rupay Credit Card
- HSBC Cashback Credit Card
Titan SBI Credit Card is a good card for frequent Titan shoppers and jewelry enthusiasts who value high cashback and travel benefits. If you are focused on shopping at Titan, the Titan Credit Card is Might be a better option.
Disclaimer
We have collected this information from the internet. If there is any change in the rewards or fees or anything else of this credit card, then CredBanking will not take any responsibility for this. For more information about the Titan SBI Credit Card, visit the SBI Bank official website.