This credit card is great for those who want to earn good cashback on their daily expenses. AU Altura Credit Card is a cashback credit card issued by Au Samal Finance Bank.
CardType: Cashback
Rewards:
- Cashback:
- You get 5% cashback on initial spending for 60 days.
- 2% cash back on groceries, departmental stores, utility bills, and fuel spending (capped at Rs. 50 per statement cycle)
- 1% cash back on other retail purchases
- You get an additional cashback of Rs 50 on every statement after spending Rs 10000.
Benefits:
- Welcome, offer: You get 5% cashback for 60 days after card activation
- Milestone bonus: You get extra cashback of Rs 50 after spending Rs 10000 in one statement
- Lounge access: You get 2 Railway Lounge access every 3 months
- Fuel surcharge waiver: You get a 1% discount on fuel surcharge at any station in India.
Fees:
- Card Membership fee – Rs. 199 + taxes
- 1st Year Fees waiver: Spend Rs.10,000 On retail within 90 days of card set up
- 2nd year Fees waiver: Spend Rs. 40,00 On Retails In Previous Year
Other Benefits:
Card Liability Cover: In case your credit card is lost, you will not be held responsible for any fraudulent transactions on your credit card after reporting the loss of the card to the bank.
Eligibility Criteria
- Age: 21- 65
- Add on Card Holder Age: 18 Year
Pros & Cons
Pros:
- Cashback on everyday spending: You can earn good cashback on groceries, departmental stores, utilities, fuel, and other retail spending.
- Welcome offer and bonus cashback: Get a good boost with the initial 5% cashback offer and additional rewards for reaching spending milestones.
- Railway lounge access: If you travel a lot by train then this can prove valuable to you.
- Fuel surcharge waiver: You can save a little on fuel purchases with the help of this credit card.
- Annual fee waiver: You can easily get the fee for this credit waived as it has a very low fee.
Cons:
- Cashback caps: With the help of this credit card, you can earn unlimited cashback only on some limited categories.
- Limited airport lounge access: This credit card entitles you to Railway Lounge facilities only.
- Not for everyone: You will need a good credit score to get this card.
Please Read Our other credit card reviews
- AU Bank LIT Credit Card All Details
- Axis Magnus Credit Card All Details
- DBS Spark Credit Card All Details
- HSBC Cashback Credit Card
Overall:
The AU Altura Credit Card is a good card for those who want some cashback on spending on everyday essentials. On this credit card, you get facilities like a good welcome offer, bonus cashback, and railway lounge access.
Disclaimer
If there is any change in the reward fees or anything else of this credit card, CredBanking will not take any responsibility for the same as we have collected the information about this credit card from the internet. For more information about AU Altura Credit Card, you can visit AU the official website of the bank.