Kotak League Platinum RuPay Credit Card is a RuPay credit card that is easily linked to UPI and provides you good cashback on spends done through UPI. This card is available on your phone. People who do not have Kotak Bank Rupay Credit Card can easily get this card because it is a digital card.
CardType: Rupay,Cashback
Rewards:
- Earn 8 Reward points for every Rs. 150 spent on most categories.
- Joining Benefits: Receive 5000 Reward points worth Rs.500 On Card Joining
Benefit:
- You get 4 free movie tickets when you spend Rs 1,25,000 in 6 months and 8 PVR movie tickets when you spend Rs 2,50,000 in a year
- Fuel Surcharge Waiver: On this credit card you get a rebate of fuel surcharge of Rs 3500 in a year.
- Railway Surcharge Waiver: Get Rs.500 Railway Surcharge Waiver In One Year.
Charges:
- Joining Fee: Rs.500
- Annual Fes: Rs.500
- Over Limit Charge: 500
- Add On Card Fee: Nill
- Annual Fees Waiver If You Spend 50,000 In One Year.
Other Features:
- Rupay network – Widely accepted across India.
- Virtual card only – You will be able to see this credit card in the Credit Card section of the Kotak Mobile Banking App
Eligibility Criteria
- Age: Age 21 to 65 Years
- Income: Rs.5 Lakhs and above per annum
- Cardholder Should be a resident of India
Pros & Cons
Pros:
- Rewards: You will get 8 rewards for spending Rs 150 with this credit card.
- Rupay Network: Credit card UPI is now accepted by merchants in India
- Unique Benefit: If you spend Rs 125,000 with the help of this credit card in 6 months, you get a free movie ticket
- Virtual Card: This card eliminates the risk of loss compared to physical cards.
Cons:
- Reward Redemption: Apart from other credit cards, you get only some limited categories to redeem the reward points of this credit card.
- Virtual Card Only: This can cause problems for people who mostly use physical credit cards.
- Limited International Use: The RuPay network operates mostly within India, which limits its use for international transactions.
Overall:
Kotak League Platinum RuPay Credit Card is a good cashback and free credit card for budget-conscious spenders in India.
Please Read Our other credit card reviews
Disclaimer
CredBanking will not take any responsibility if there is any change in the fees, rewards, or anything related to this Credit Card. To gather this information we have taken the help of the internet and the bank’s website.