Amazon Pay ICICI Bank Credit Card is issued by ICICI Bank and Amazon Pay (India) Pvt. Ltd. (Amazon Pay) in partnership with Visa. This card is a good card for those who spend a lot on Amazon.
Card Type: Cashback
Key Features:
- Rewards: Earn 2% cashback on Amazon Pay transactions and 1% cashback on all other purchases.
- Welcome, offer Rs 1,000 within 60 days of card issuance. You are given 200 Amazon Pay balance on spending
- Fuel surcharge waiver: 1% waiver on fuel surcharge payments at petrol pumps in India.
- Exclusive benefits: Enjoy 15% savings on dining bills at over 2,500 restaurants across India through the Culinary Treats Programme.
- Wide acceptance: This is a Visa card, so this card is accepted by millions of merchants all over the world.
- No reward caps: With the help of this card you can earn unlimited cashback on your expenses.
- Easy payment options: You can pay this credit card bill online, by mobile banking, and by visiting the ICICI Bank branch. If you want to know how to pay credit card bills then you can. You can know by clicking on this post of ours
Eligibility:
- Minimum age: 18 years
- Indian resident with a valid PAN card
- Good credit score (typically above 750)
- Existing salary account or relationship with ICICI Bank (may be preferred)
How to Apply:
- You can apply for the card online by visiting the ICICI Bank website and Amazon App and website.
- The method of applying is very simple, it requires details like your name, contact number, income details, etc.
- You have to scan and upload all your important documents.
- After applying, your details are checked by the bank, and within 7 to 10 days you are informed in your e-mail.
Benefits Breakdown:
- 2% Cashback on Amazon Pay: You get 2% cashback on partner brands like Myntra BigBasket.
- 1% Cashback on All Other Purchases: You get 1% cashback on all transactions except partner brands.
- Welcome Offer: This offer is subject to change, so refer to the official website or bank for the latest details.
- Fuel Surcharge Waiver: You get a 1% fuel surcharge discount on fuel purchases using this card.
- Culinary Treats Programme: This is a great benefit for foodies who enjoy dining out.
- No Reward Caps: Like other credit cards, you do not get a cashback limit on this credit card, you can earn unlimited cashback with its help.
Fees:
- Lifetime free: No joining No annual fees.
Additional Points to Consider:
- This card is best suited for individuals who frequently shop online, especially on Amazon.
- You should use the card responsibly and pay all your bills on time to avoid late payment fees and interest charges.
Customer Service:
- For any questions or assistance regarding the Amazon Pay ICICI Bank Credit Card, you can contact ICICI Bank customer care at 1800 103 8181 or visit their website.
Pros & Cons
Pros
- Lifetime Free Card: You get this card lifetime free.
- Unlimited Rewards: You can earn unlimited cashback with the help of this card.
- No Expiry on Rewards: Unlike other cards, the points earned on this card never expire
- High Cashback for Amazon Users: All Amazon Prime members get 5% cashback and non-Prime members get 3% cashback.
- Bonus Cashback with Partners: You are given 2% cashback on transactions on Amazon Pay.
- Limited Benefits: This card is primarily for Amazon and partner store purchases. You won’t get any reward points or benefits on travel, dining, entertainment, or other categories.
- Low Cashback Elsewhere: Get only 1% cashback on transactions on non-Amazon and non-partners,
- Invite-Only: This card is not available for everyone, it requires invitations from ICICI Bank and Amazon.
Please Read Our other credit card reviews
Disclaimer
CredBanking will not be responsible for any change in Amazon Pay ICICI Credit Card if it happens in the future because we have taken the help of the internet and the bank’s website to gather card information.
