You can also call AU Bank LIT Credit Card Live IT Today because it is a customizable credit card, you can customize it according to your expenses and earn good cashback.
Customization:
- Feature Selection: You can customize this credit card as per your needs by choosing cashback, reward points, dining, entertainment, travel, shopping, etc.
- Categories:
- Cashback: This credit card offers high cashback on dining, groceries, travel, etc.
- Rewards Points: There are many options available to redeem credit card reward points.
- Fuel Surcharge Waiver: You get rebate on fuel surcharge on petrol when you purchase fuel with this credit card in India.
- Milestone Cashback: You get extra cashback if you spend beyond the limit.
- Airport Lounge Access: You get access to Louge at select airports in India.
- Shopper Reward Programs: You get good cashback from all the affiliated brands of this card.
- Fun and Fitness Memberships: You get access to streaming services from fitness platforms with this card.
- Categories:
- Dynamic Switching: You can control this card through the au 0101 app and can turn on and off all the services you need at any time.
Fees and Charges:
- Feature-Based Costs: Card fees depend on your features.
- Transparency in Costs: Information about all the features and charges of this card is available on the bank’s website and app.
- Standard Fees Apply:
- late payment fees: 13.99% – 24.99%
- foreign currency markups: 3.50%),
- balance transfer fees: 2.5%
Pros & Cons
Pros
- Potentially high rewards: You get 10X rewards for 90 days of card activation and 5X reward points after 90 days on all online shopping and dining.
- No annual fee: You get the card without any annual fee.
- Fuel surcharge waiver: You can avoid extra charges on petrol purchases
- Customizable features: You can customize this card as per your needs
Cons
- Limited airport lounge access: Free complimentary lounge access is not available to you on this card.
- Lower rewards on other categories: You get good points on online shopping and dining but you get fewer reward points on categories other than online.
- Potential for high fees: You may have to pay additional charges for some add-on services of this card.
Customer Service:
- Contact AU Bank customer care at 1800 102 4455 or visit their website for any questions or assistance.
Please Read Our other credit card reviews
Disclaimer
We have obtained the information about this credit card from the internet and the bank’s website. If there is any change in the fees and rewards of this card in the future, then CredBanking will not be responsible for it.
