When you pay any of your utility bills like electricity bills, gas bills, etc. with the help of Google Pay, this card gives you a cashback of 5%. Axis Bank ACE Credit Card can be linked to Google Pay and Axis Bank. The bank has jointly launched.
Card Type: Cashback
Fees:
- Joining Fee: 500 + Applicable Taxes
- Annual Fee: 500 + Applicable Taxes
- Fees Waiver: Within 45 days of card issue Rs. Joining fees will be waived off if you spend up to Rs 10,000 and if you spend Rs 2,00,000 within a year, your joining fees will also be waived off.
Rewards:
Earning:
- You get flat 2% cashback on domestic and international purchases.
- There is no limit on earning cashback on the card
Redemption:
- Cashback is credited to your card after 30 days.
Benefits:
- Convenience:
- digital application process.
- 500 Rupay Welcome Bonus in the Google Pay app.
- Manage your card and track spending through Axis Bank’s mobile app.
- Other Benefits:
- Zero Lost Card Liability for fraudulent charges on lost/stolen cards.
- Complimentary issuance of add-on cards.
Eligibility:
- Age: 18 years and above
- Minimum Income: 450000
- This credit is available on the Invitation base in the Google Pay app
Pros & Cons
Pros:
- Simple cashback program: You get 2% cashback when you spend on domestic and international.
- fuel surcharge waiver: The card gives you a fuel surcharge waiver of 1%, you can save a maximum of Rs 500 in a month.
- Unlimited cashback: The card gives you the freedom to earn cashback without any limits.
- Automatic redemption: All cashback on the card is automatically credited to your credit card account after 30 days.
- Convenience: Online application and mobile app for managing your card.
- Security: Zero Lost Card Liability protects you from fraudulent charges.
- Eligibility for first-time card users: This card can be a good option for those who are new to credit cards.
Cons:
- Limited benefits: This card primarily focuses on cashback rewards and lacks some benefits offered by other cards, such as travel insurance or airport lounge access.
- Unknown eligibility criteria: Contacting Axis Bank is necessary to confirm your eligibility for the card.
Overall:
The Axis Ace Credit Card is a good option for:
- New credit card users who want to build their credit history with a simple rewards structure.
- People who don’t value additional benefits like travel insurance or airport lounge access are happy with a flat cashback rate.
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Disclaimer:
We have sourced this information from the internet. CredBanking will not be held liable for any alterations in rewards, fees, or any other aspect of this credit card. For further details regarding the Axis Bank ACE Credit Card, please refer to the official website of Axis Bank.