Axis Bank Freecharge Plus Credit Card is a credit card that offers Freecharge transactions that give you 5% cashback on Freecharge spends, 2% cashback on Ola/Uber, and 1% cashback on all other spends.
Card Type: Cashback
Rewards:
- Cashback:
- 5% on Freecharge transactions
- 2% on Ola/Uber rides
- 1% on all other spending categories
- Milestone rewards: Not mentioned publicly.
Fees & Charges:
- Joining fee: ₹350
- Annual fee: ₹350+ plus GST – Waived off if you spend more than ₹50,000 in a year
- Reward Redemption Fee: Nill
- Rent Transaction Fee: 1% ( Max INR 1500) Earch Rental Transaction
- Overlimit Fee: 2.5% of the over-limit amount ( Min.500)
Eligibility & Application:
- Invite-only: You cannot directly apply for this card. It would be best if you waited for an invitation from Axis Bank.
Benefits:
- Lifetime free membership on Club Vistara
- Complimentary accidental death insurance cover of ₹2 lakh
Pros & Cons
Pros
- Good cashback rates on specific categories: You can earn up to 5% cashback on Freecharge transactions and 2% on Ola/Uber rides, which can be significant if you use these services frequently.
- Lifetime free membership on Club Vistara: If you travel frequently with Vistara Airlines then this is a beneficial deal for you.
- Complimentary accidental death insurance cover: This credit card provides you with some financial security in case of any unfortunate event.
- Currently waived joining fee and potential fee waiver: You’re not charged an annual fee if you meet the minimum spending requirement. You don’t have to pay anything to join for the first year.
Cons
- Invite-only card: You cannot apply for this credit card directly as this credit card is given on an invitation basis.
- Annual fee (unless waived): The fee of this credit card is Rs 350 + GST which is applicable from next year.
- Low monthly cashback cap: There may be a limit on the maximum cashback you can earn from this credit card, so check the details with Axis Bank.
- No cashback on certain transactions: You won’t earn cashback on fuel, EMI payments, and Freecharge wallet load transactions.
- Subject to change in terms and conditions: The benefits of this credit card may change after April 20, 2024, as all Axis Bank credit card benefits are being updated.
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The card is good for those who spend a lot on Freecharge, or those who frequently travel by Ola/Uber. Good for them too This is an invitation-only card, so you must have an Axis Bank credit card to be eligible. To wait for the invitation.
Disclaimer
We have collected information about Axis Bank Freecharge Plus Credit Card from the internet. If there is any change in the reward points, fees, or anything else of this credit card, then CredBanking will not be responsible for it, hence you must visit the official website of the credit card for more information about Aus Credit Card.
