Axis Bank My Zone Credit Card is a basic credit card. It provides good discounts to its users on everyday expenses like movie ticket offers, fuel surcharge waivers, etc.
Card Type: CashBack
Fees:
- Joining Fee: Rs. 500+ GST (Rs. 5,000 spent within 45 days of card issuance for joining fees waived off )
- Annual Fee: Rs. 500+ GST
Rewards:
-
Earning:
- You get 4 reward points for every Rs 200 spent
- You do not get any reward points on categories like movie tickets, insurance, fares, etc.
-
Redemption:
- You can redeem Edge Points in the following categories.
- Merchandise
- Gift vouchers
- Travel
- Pay down your credit card balance
- You can redeem Edge Points in the following categories.
Benefits:
- Discounts:
- Maximum Rs. 120 discount on Swiggy and other partner stores twice a month (minimum spend Rs. 500, use coupon code AXIS120).
- 100% discount on the second movie ticket booked on Paytm Movies every month (maximum discount Rs. 200, use coupon code AXIS200).
- Fuel Surcharge Waiver: Get a waiver on fuel surcharge levied at petrol pumps across India for transactions between Rs. 400 and Rs. 4,000 (maximum benefit Rs. 400 per statement cycle).
- Other Benefits:
- Complimentary issuance of add-on cards.
- 24/7 customer support.
Additional Points:
- This card can prove to be a good option for those who spend more on purchasing movie tickets and fuel.
Pros and Cons
Pros:
- Targeted benefits: This is a good card for those who spend more on Swiggy movies and fuel.
- Reward program: You can earn Edge Rewards points on your daily spending and redeem them on multiple categories.
- Convenience: Get complimentary add-on cards and 24/7 customer support.
- Security: You will not be held liable for any card transactions after your card is lost (when you report the loss of your card to the Customer Executive).
- Potential to waive joining fee: Spend Rs. 5,000 within 45 days of issuance to avoid the joining fee.
Cons:
- Annual fee: After the first year, you have to pay an annual fee of Rs 500 for this card.
- Limited reward earning: You earn reward points on movie tickets, fuel, and utility expenses
- Capped discounts: The discounts on Swiggy and movie tickets are subject to certain limits.
- Capped fuel surcharge waiver: You can save up to Rs 400 on fuel purchases in one statement.
Please Read Our other credit card reviews
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Disclaimer:
CredBanking will not be held responsible for any change in the rewards or any other conditions of this card as the information provided has been taken from the internet and the Bank’s website.
