The CSB Bank Edge Credit Card is a RuPay card with a focus on digital transactions and rewards for everyday spending.
Card Type: Rupay
Fees:
- Joining Fee: No
- Annual Fee: No
Rewards:
- Earning:
- Up to 5% Cashback: Applies to UPI spends on the Jupiter platform
- 1% Flat Cashback: You get 1% cashback on all spends except UPI.
- 1% Extra Cashback: Applies on incremental spends exceeding ₹30,000 in a month.
- Reward Redemption: You get card cashback in your bank account.
Benefits:
- Welcome Offer: You get a voucher for Rs 250 from your favorite brand.
- Digital Focus:
- digital online easy process.
- Manage your card and track your spending through the CSB Bank app.
- Make contactless transactions with UPI and avail of cashback.
- The card gives you a lifetime free.
- One-click card controls for security reasons.
Eligibility:
- Not publicly available on CSB Bank’s website. Contact the bank for details. and download the Jupiter app.
Pros & Cons
Pros:
- No fees: You get the card with no joining fee and no annual fee.
- Cashback rewards:
- You get 5% cashback on Jupiter app spends.
- Digital focus: With the help of digital and mobile apps, you can manage the card and track your expenses and you can also do UPI transactions with the help of this app.
- Lifetime free card issuance: You don’t need to worry about the card’s annual fee as it comes free of charge.
- Security features: You can block your credit card permanently and temporarily in one click.
Cons:
- Eligibility criteria not publicly available: You’ll need to contact the bank to see if you qualify.
- Lower cashback on non-UPI spends: Compared to the 5% on UPI, the 1% flat cashback on other transactions might be less attractive.
- Unknown travel benefits: There’s no mention of travel benefits like airport lounge access or travel insurance.
- Focus on Jupiter platform: While UPI compatibility is good, the 5% cashback is specifically tied to the Jupiter platform, limiting options for those who prefer other UPI apps.
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Disclaimer
I have obtained all the information about CSB Bank EDGE Credit Card from the internet and the CSB bank website. If there is any change in its fees and reward system then CredBanking will not take any responsibility for this.
