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The HSBC Cashback Credit Card offers 10% cash back on dining, groceries, and food delivery (limited to ₹1,000 per month). You also get 1.5% cashback on all other spends. If you are thinking of taking this credit card, then all the details of this credit card are mentioned below step by step. You can check all the details below, then you can apply for this card.
CardType: Cashback
Rewards
- Earn 10% cashback on dining, food delivery, and grocery purchases (capped at ₹1,000 per billing cycle).
- Earn 1.5% unlimited cashback on all other spending (except for excluded categories).
- Make transactions of a minimum of INR 10000 within the first 30 days to get Amazon vouchers (worth INR1000)
- Get a Myntra Voucher worth 1500 with the card
- Get an Ajio voucher worth 3000 with the card
- Enjoy the 12-month SonyLiv membership upon Joining
Fees
- Joining fee of ₹999.
- Annual fee of ₹999 (waived if your total annual spend exceeds ₹2,00,000).
Benefits
- Globally accepted Visa card.
- Contactless payments with Visa Paywave.
- 4 complimentary domestic lounge visits per year
- Buy-one-get-one-free movie tickets are offered on Saturdays.
Additional Details:
- Zero liability for lost cards
- No liability for transactions after reporting a lost HSBC Cashback Credit Card.
- Coverage for misuse up to 24 hours before reporting, is limited to INR 300,000.
Emergency card replacement
- If you lose your HSBC Cashback Credit Card, you can call Visa Global Assistance Services or HSBC Helpline numbers to have your card canceled and an emergency card issued anywhere in the world in just 3 days. You can also get emergency cash at over 22,000 HSBC Bank outlets globally
- Other benefits
- The HSBC Cashback Credit Card provides regular card benefits like cash advances, additional credit cards, global access, and access through Phone Banking.
Eligibility :
- Minimum age: 21 years
- Indian resident with a valid PAN card
- Good credit score (typically above 750)
- If You are a salaried person: 30,000 Per Month
- If You are a self-employed: Minimum ITR 6,00,000 per Anum
Pros & cons
- Unlimited Cashback: You earn cashback on all your spending, with no limit on how much you can earn outside the accelerated cashback categories.
- 10% Accelerated Cashback: You get 10% back if you spend more on Food Delivery Air Groceries
- Complimentary Lounge Visits: You get the benefit of domestic lounge visits 4 times a year and 1 time every 3 months.
- Annual Fee Waiver: To waive the card’s annual fee, you will have to spend Rs 2 lakh in a year.
Please Read Our other credit card reviews
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Disclaimer
CredBanking will not be responsible for any disturbance on the HSBC Cashback Credit Card as the information about this card has been taken from the internet and website.