Ixigo AU Credit Card is a travel credit card that provides you with good cashback on your travel spend on Ixigo. AU Bank has issued this credit card in partnership with Ixigo. If you book your travel tickets through Ixigo, then it can be a good option.
Card Type: Travel
Rewards:
- You get 20 reward points on every train ticket booking worth Rs.200 on Ixigo.
- Get 10 reward points on spending Rs 200 online
- You get 5 reward points on every Rs.200 spent except in select categories.
- You can redeem the points of this credit card on ixigo as ixigo money travel discount vouchers etc. (flights, hotels, trains)
- Reward points expire after 2 years.
Travel Benefits:
- Free Lounge Access:
- Domestic Airport Louge Access 2 times every 3 months
- Railway lounge visits every 3 Months.
- Added the benefit of international lounge access once a year with Priority Pass (on request).
- 10% off on flight booking Up to 1000 (Promo Code: IXIGOCCFLY).
- 10% off on bus bookings Up to 300 (Promo Code: IXIGOCCBUS).
- 10% off on hotel bookings Up to 1000 (Promo Code: IXIGOCCSTAY).
- No extra charge for train ticket booking through Ixigo.
- No extra fees on international transactions.
- 1% discount (from Rs 400 to Rs 5000) on fuel purchases at all petrol pumps in India.
Fees And Charges:
- Welcome bonus: Get 1000 Reward Points on spending Rs.1000 within 30 days of card issuance
- Joining Fees: 999+ GST (Spend Rs. 3000 within 3 months for Joining Fees Waived Off).
- Annual Fees: Rs. 999 + GST ( Spend Rs.10000 for Annual Fees Waived Off).
Pros & Cons :
Pros:
- Targeted Travel Benefits: It is good for those who book their travel tickets through Ixigo for frequent travel to India.
- With this credit card, you get free Railway Louge Access, Domestic Louge Access, and International Louge Access.
- You get good discounts on flight tickets, bus tickets, and hotel bookings with Ixigo.
- You do not have to pay any convenience charge when you book train tickets.
- No additional fees for international transactions.
- 1% fuel surcharge waiver.(₹400 and ₹5,000)
- Welcome Bonus: Get reward points and Ixigo money vouchers on your first transaction.
Cons:
- Joining Fee: If you do not spend up to the prescribed limit, you will have to pay fees for this card.
- Limited Reward Redemption: You have only a limited number of options to redeem reward points on this credit card.
- Lower Reward Rate for Offline Spending: You get the lowest rewards for offline spending.
- Reward Points Expiration: If you do not redeem the reward points of this card for 2 years, your points will expire after 2 years.
- Only One Card per Customer from AU Bank: If you have any other card from any other bank then you will not be able to avail of this card.
Overall:
If you travel frequently to India and book your travel tickets and hotel tickets through Ixigo, then this credit card can prove to be a good card for you because this credit card provides you with good cashback on booking through Ixigo.
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Disclaimer
We have obtained the information about this credit card from the internet and Ixigo AU credit card pages. If there is any change in its reward fees or anything else in the future, then CredBanking will not take any responsibility for this.
