Kotak League Visa Credit Card

Rewards:

• With the help of the card, you get 8 reward points for every Rs 150 spent.
• Reward points are automatically redeemed on your credit card.
• Fuel Surcharge waiver: get 1% fuel surcharge waiver on fuel purchases worth Rs 500 to Rs 3500
• Railvway Surcharge: Save Rs 500 every month by booking tickets from Railway website.

Welcome Bonus

• Although the joining fee of the card is Rs 500, but as joining bonus you get 5000 reward points due to which you get your card fee back.

Fees & Charges:

• You get the card without any joining fee.
• If you spend Rs 50,000 in a year with the help of the card, your annual fee is waived.
• Adon card Fess: Nill
• The interest rate on outstanding Money: 3.50% Annually
• Overlimit Charge: 500
• Card Replacement Fees: 100+ GST
• Cash Payment Fees In Bank: 100
• Cheq Bounce Charge: 2% On Amount

Eligibility:

• Age: 21-65 Years Old
• You will get the card only in selected metro cities
• Income: above Rs.50000
• Residence Country: Indian

Benefits:

• Reward points conversion:  Reward points on the card are automatically redeemed and credited to your credit card without any additional charges
• No annual fees (with spending condition): If you use this card as much as possible to meet your expenses, you can get the credit card fees waived.
• Wide acceptance: Visa card is widely accepted domestically and internationally.

Pros:

• No joining fees and annual fee waiver: You get the card without any joining fee but you will have to spend up to the prescribed limit to get this card fee waived off.
• Reward points on all spending: The card provides you reward points on all your expenses, hence it can prove to be an all-rounder card for you.
• Automatic reward point conversion: Reward points on the card are automatically redeemed and credited to your credit card account.
• Wide acceptance: This is a VISA card and VISA card is widely accepted domestically and internationally.

Cons:

• Average reward rate: The reward points you get on the card are much lower than other Kotak credit cards.
• Limited eligibility: The card is available only in select metro cities.
• Annual fee if spending requirement not met: There is a special limit given for waiving card fees, only if you achieve it your fees are waived off.
• No specific reward program: Many cards provide you bonus reward points on a specific category but this card does not give you any bonus reward points on any category.
• No Reward Point on Fuel and Railway Ticket Booking: You do not get any reward points on fuel and railway spends.

Please Read Our other credit card reviews

• Kotak League Platinum Rupay Credit Card
• IOCL Kotak Mahindra Rupay Credit Card
• Axis Bank Freecharge Plus Credit Card
• HSBC Visa Platinum Credit Card

Disclamair 

If there is any change in the card then CredBanking will not take any responsibility in this because we have taken the help of internet and card website to collect the card information.