If you are looking for a credit card that will give you some discount on food items, then you should take a Swiggy HDFC Bank Credit Card because when you order some food for yourself from Swiggy with the help of a credit card, you will get 10%. Get discounts up to
Card Type: Cashback
Eligibility:
- Salaried Person
- Age:- 21 to 60 Years
- Income:- 15000
- Self Employed Person
- Age: 21 to 60 Years
- ITR > Rs 6 Lakhs per annum
- Benefits:
- 10% Cashback: Earn 10% cashback on all Swiggy spends (Food Ordering, Instamart, Dineout, Genie)
- Cashback is redeemable as Swiggy Money, which can be used for future Swiggy transactions.
- 5% Cashback: Earn 5% cashback on online spending across various categories (capped at Rs. 1500 per month).
- Apparels
- Electronics
- Department stores
- Personal care
- Local Cabs
- Home Decor
- Pet stores and supplies
- Pharmacies
- Discount stores
- Entertainment
- 1% Cashback: You get 1% cashback on all other categories.
- Fuel
- Rent
- Wallet payments
- Jewelry
- Government-related spends
Welcome, Benefit:
- Complimentary Swiggy One Membership (3 months): You get a Swiggy membership for 3 months of free delivery.
Fees:
- Joining Fee :- 500 + Applicable Taxes
- Renewal Fee :- 500 + Applicable Taxes
- If you spend Rs 20,00,00 lakh within 1 year from the activation date of your card, then your renewal fee is waived.
Additional points:
- Cashback cannot be earned on transactions made using Swiggy Money Wallet, Swiggy Minis, Swiggy Liquor, or any other categories excluded by HDFC Bank.
- You can redeem cashback on the Swiggy app only.
- It gives good cashback to those who use Swiggy regularly.
Additional Feature:
- Zero lost card liability: If you report your Swiggy HDFC Bank Credit Card as lost, there will be no penalty on any transactions made after the report.
- Interest-Free Credit Period: You get an interest-free period of 50 days from the date of your purchase.
Pros & Cons
Pros
- High cashback on Swiggy spends: You get 10% cashback on your Swiggy Instmart purchases.
- Decent cashback on online shopping: You can earn 5% cashback on all online categories except Swiggy.
- Complimentary Swiggy One membership: You get a free Swiggy membership for 3 months which saves your delivery charges.
Cons
- Cashback limitations: You can save just Rs 1500 on Swiggy Pay with the help of this credit card.
- Cashback earned as Swiggy Money: All the cashback on this card is deposited in your Swiggy Mini Wallet and you can use your Swiggy on Swiggy only.
- No reward program benefits: You do not get the facility of airport lodge access with this card nor do you get any facility of travel insurance.
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Disclaimer
We have obtained all the information about the card with the help of the Internet. If there is any change in the status of the Swiggy HDFC Bank Credit Card, then CredBanking will not take any responsibility.
